NCUA - OIG-19-06 - OIG-19-06

1. Institute a formal process to regularly identify, analyze, and document concentration risk issues in credit unions or groups of credit unions, including but not limited to loan concentrations, that could potentially pose a significant risk to the share insurance fund. Additionally, the NCUA should consider developing appropriate thresholds for different concentrations that would require increased levels of risk mitigation and resources to minimize the risk to the Insurance Fund.